Homeowners insurance in New York: HO8
The HO8 insurance coverage, which is the least popular one, is created to cover much older properties that would be nearly hard to replace if they were destroyed.
The 11 dangers specified in the most fundamental HO1 policy are covered by a HO8. An HO8 insures your house at market value, because it is designed for older properties. This implies that in the event that something were to happen to your house, your insurance company would value it at what it would get on the current market.
