Homeowners insurance in New York: Medical Protection Coverage

Medical protection coverage in homeowner insurance, also known as Coverage F. Medical payments help to pay for medical bills that are under $5000 in most cases.

The medical protection coverage is often used when your guest accidently hurts herself, or your neighbor gets injured at your place. You can generally choose between the amount of $1000 to $5000. It also depends on how often you host and the designs of your house.