Homeowners insurance in New York: HO6
An HO6 policy is homeowners insurance for a condo. Due to the fact that condos have Homeowners Associations (HOAs), each HOA will have an insurance policy in place for the communal areas.
Your condo insurance quotation will cover the interior walls of your condo, your personal property, personal liability, and loss of use, comparable to a conventional HO3 house insurance policy. Your HOA is responsible for insuring your common outdoor space and the structure itself.
