Homeowners insurance in New York: Personal Property Coverage
Homeowners insurance covers your personal properties. Personal property coverage, also known as Coverage C in your homeowner insurance policy, helps you to recover the cost of your lost or damaged properties for all different scenarios.
Homeowners insurance covers basically everything you own, even if it is something that your friends or family may temporarily have left at your place.
The coverage does not include things like: cars or other motorized vehicles, animals, or anything owned by landlords.
The basic policies of homeowner insurance in New York state usually start at $10000 of personal stuff, but you can increase that in extra coverage after you estimate the value of your personal properties.
